Your trusted mortgage broker for buying a home in Spain
One application. Multiple offers. Full support throughout.
Ax Avenue has partnered with Habeno to help you negotiate the best mortgage offers with leading Spanish banks. With personal advice throughout the entire process, Habeno ensures a smooth and secure journey from application to completion.
- Loan details
- Personal info
- Partner & consent
Ax Avenue is a luxury property developer and consultant based in Marbella. With a rich heritage, we cultivate strong and enduring relationships with our clients. Our main focus is on the sale and development of premium residences in Marbella’s top locations, such as the Golden Mile, Sierra Blanca, Nueva Andalucía, and La Quinta. At Ax Avenue, our core value is to create outstanding properties that reflect our unwavering dedication to excellence. Through our collaboration with Habeno, you not only gain access to exceptional properties but also expert mortgage support tailored to international buyers. While Ax Avenue guides you in securing the perfect home, Habeno ensures you have the right financing solution - comparing offers from leading Spanish banks and providing personal guidance throughout the mortgage process. Together, Ax Avenue and Habeno make your journey to owning a property in Spain seamless, transparent, and tailored to your needs.
Handled by experts. Trusted by agents.
Buying a property in Spain is exciting – and financing doesn’t have to be complicated. With Habeno, one application gives you access to multiple Spanish banks and mortgage offers. An independent mortgage advisor specialised in international buyers guides you personally through the entire process to secure the best possible mortgage in Spain.
Bank comparison
With Habeno, one application gives you access to mortgage offers from multiple leading Spanish banks - enabling transparent comparison and stronger negotiating leverage on your behalf.
Expert advisors
Buying property in Spain involves several parties — banks, lawyers, notaries, and appraisers. Habeno’s senior advisors coordinate the entire mortgage process, ensuring a smooth, secure, and fully guided experience from start to finish.
Tailored financing
Every buyer´s journey is unique. Habeno provides personalized mortgage solutions tailored to your financial situation, ensuring the right structure, clear terms, and confidence throughout your property purchase.
What our clients say
Real experiences from clients who used Habeno to finance their home in Spain.
How it works
1. Get a pre-approval
Instant digital pre-approval so you can move forward quickly.
- Pre-approval in 24 hours.
- Loan offer within 1–2 weeks
- Full approval in ~6-8 weeks
2. Upload your documents
Your advisor helps prepare and submit your full application.
- Collect documents
- Verify information
- Submit to multiple banks
3. Review your offers
Compare all mortgage offers side by side with expert guidance.
- Review all offers
- Choose the best option
- We notify the selected bank
4. Closing
We coordinate every step for a smooth, stress-free completion.
- Appraisal arranged
- Legal & FEIN handled
- Notary signing scheduled