in partnership withHabeno

HomenetSpainHabeno
Compare Spain’s best mortgage offers.

In collaboration with HomenetSpain, we are delighted to help you explore financing options for your home in Spain. Buying property abroad should be exciting, not complicated and that’s where Habeno makes the difference.

We specialize in supporting international buyers with tailored mortgage solutions and work closely with leading Spanish banks to ensure you get the best conditions available. With us, you can feel confident and supported throughout the entire process.

Start your application

The application is non-binding and free of charge.

Standalone house by the ocean
Partner logo

Led by founder and CEO Katja Rise Carlqvist, the friendly and professional team at HomenetSpain has helped hundreds of clients find their dream property on the Costa del Sol. With many contacts and connections in this area of Spain, HomenetSpain is here for you before, during and after your purchase. The knowledgeable team has access to the entire property market, including new builds and second-hand sales, and aim to make buyers feel safe and comfortable throughout the entire process - even after the sale has been completed. HomenetSpain is your extended arm on the coast. Through our collaboration with Habeno, you not only gain access to exceptional properties but also expert mortgage support tailored to international buyers. While HomenetSpain guides you in securing the perfect home, Habeno ensures you have the right financing solution - comparing offers from leading Spanish banks and providing personal guidance throughout the mortgage process. Together, HomenetSpain and Habeno make your journey to owning a property in Spain seamless, transparent, and tailored to your needs.

Why we partnered with Habeno

Bank comparison

Bank comparison

For our clients, it’s crucial to get the best possible financing. Habeno negotiates with Spain’s leading banks, ensuring they receive competitive mortgage offers.

Expert advisors

Expert advisors

Buying a home in Spain involves many stakeholders. Habeno’s senior advisors coordinate with banks, lawyers, notaries, and appraisers — giving our clients a smoother, more secure process.

Tailored financing

Tailored financing

Every client has unique needs. With Habeno, we can offer tailored mortgage solutions that fit each client’s financial situation, adding real value to our service.

How it works

1. Get a pre-approval

You’ll receive an immediate mortgage pre-approval through our digital onboarding.

Pre-approval in 24 hours.
Loan offer within 1–2 weeks
Mortgage Approved in apprx. 2-3 weeks

2. Upload your documents

Your dedicated mortgage advisor will guide you through the process and help you get started.

Complete full application
Collect and verify all financial documents
Submit the credit application to the banks

3. Review your offers

We’ll show you all available mortgage offers, explain the differences, and help you choose the best fit.

Review all available offers
Select the best mortgage offer
Notify the selected bank and initiate next step

4. Closing made easy

We coordinate all parties involved to ensure your purchase is completed smoothly and without stress.

Appraisal ordered and confirmed
Legal & FEIN process managed
Notary appointment and signing date arranged
HomenetSpain x Habeno