Bank comparison
For our clients, it’s crucial to get the best possible financing. Habeno negotiates with Spain’s leading banks, ensuring they receive competitive mortgage offers.
In collaboration with Joy Properties, we are delighted to help you explore financing options for your home in Spain. Buying property abroad should be exciting, not complicated and that’s where Habeno makes the difference.
We specialize in supporting international buyers with tailored mortgage solutions and work closely with leading Spanish banks to ensure you get the best conditions available. With us, you can feel confident and supported throughout the entire process.
Start your applicationThe application is non-binding and free of charge.

Discover the joy of life on the Spanish coast with Joy Properties. Costa del Sol, or perhaps Costa Blanca? These are places where every day can be a celebration of life. Imagine mornings spent sipping aromatic coffee on a terrace overlooking the blue waves, afternoons filled with sunshine and the scent of flowers, and evenings celebrating the joy of the moment with loved ones over a glass of red wine. Spain invites you to make it your second home. With passion and experience, we help our clients realize their dreams of owning a property in Spain. Thanks to close collaboration with local developers and a wide range of options, we are able to offer the best options on the market. Through our collaboration with Habeno, you not only gain access to exceptional properties but also expert mortgage support tailored to international buyers. While Joy Properties guides you in securing the perfect home, Habeno ensures you have the right financing solution - comparing offers from leading Spanish banks and providing personal guidance throughout the mortgage process. Together, Joy Properties and Habeno make your journey to owning a property in Spain seamless, transparent, and tailored to your needs.
For our clients, it’s crucial to get the best possible financing. Habeno negotiates with Spain’s leading banks, ensuring they receive competitive mortgage offers.
Buying a home in Spain involves many stakeholders. Habeno’s senior advisors coordinate with banks, lawyers, notaries, and appraisers — giving our clients a smoother, more secure process.
Every client has unique needs. With Habeno, we can offer tailored mortgage solutions that fit each client’s financial situation, adding real value to our service.
You’ll receive an immediate mortgage pre-approval through our digital onboarding.
Your dedicated mortgage advisor will guide you through the process and help you get started.
We’ll show you all available mortgage offers, explain the differences, and help you choose the best fit.
We coordinate all parties involved to ensure your purchase is completed smoothly and without stress.