Mortgages in Portugal With Habeno
Are you considering buying your dream home in Portugal and unsure of how you should go about it? We'll walk you through the basics so you know how we at Habeno can help you with your mortgage in Portugal.
Start by applying for a Portuguese mortgage
Buying a property can be a hassle, especially in Portugal. The rules and processes around Portuguese mortgages are often different than what you are used to, which means that the road to mortgages often is time-consuming and expensive.
At Habeno, we're experts on Portuguese home loans and mortgages. We'll help you get a pre-approval and loan promise from leading banks in Portugal. Applying for a pre-approval through Habeno is quick and 100 percent free. We negotiate with the banks so that you don't have to. Furthermore, we ensure you get a loan promise with the best terms. In other words - we'll save you both time and money.If you want help going from a loan promise to a mortgage in Portugal, our experienced home lending experts are here for you. Our Habeno plus service handles the contact and meetings with the banks. We also ensure that the bank receives all the documentation and information needed for you to receive a Portuguese mortgage. We take care of everything for you. In addition, you only pay us when you sign your mortgage agreement.
At Habeno, we're experts on Portuguese home loans and mortgages. We'll help you get a pre-approval and loan promise from leading banks in Portugal. Applying for a pre-approval through Habeno is quick and 100 percent free. We negotiate with the banks so that you don't have to. Furthermore, we ensure you get a loan promise with the best terms. In other words - we'll save you both time and money.If you want help going from a loan promise to a mortgage in Portugal, our experienced home lending experts are here for you. Our Habeno plus service handles the contact and meetings with the banks. We also ensure that the bank receives all the documentation and information needed for you to receive a Portuguese mortgage. We take care of everything for you. In addition, you only pay us when you sign your mortgage agreement.
We compare Portuguese mortgages for you
Interest, terms and fees connected to your mortgage largely impact your monthly costs and expenses. At Habeno, we know the importance of comparing mortgages and loan offers from several banks and lenders. The same applies to mortgages in Portugal.With Habeno in your corner, we handle the stress and hassle of comparing different loan offers. We negotiate with the leading Portuguese banks and ensure you get a pre-approval with the best possible terms. Applying for a home loan with Habeno is free, and you'll receive an answer within a business day.
Why you should borrow in Portugal
With our help, applying for a mortgage in the country you want to live in is easy and worthwhile. Our mortgage experts negotiate with the leading banks and ensure that you get a loan promise with the best possible terms - directly from a Portuguese bank.Advantages of Portuguese mortgages when making a home purchase in Portugal:
- You do not have to mortgage your current home.
- You mortgage the house you buy in Portugal.
- You avoid the currency risk because the loan is paid out in euros.
How much you can borrow
How much you can borrow in Spain depends on your finances and ability to repay the loan. When applying for a loan promise through Habeno, you need to answer a few questions; it only takes five minutes. Then, within a banking day, we have negotiated with the banks and will contact you with a loan promise.
Borrow money and save time
Spanish banks offer mortgages of up to 70 percent of a property's value. Once you have found a property you want to buy, the bank evaluates it. If the bank's valuation is lower than the sales price, your Spanish mortgage is calculated on the bank's valuation of the home.
The easiest way to a Portuguese mortgage
We think applying for a mortgage in Portugal should be as easy as at home. Therefore, we cooperate and negotiate with leading banks in Portugal and ensure that you get a Portuguese mortgage with the best possible terms.With our help, you can find and buy your dream home without travelling to Portugal several times to meet with the bank, authorities and lawyers.If you use our service Habeno plus, you get a personal home lending advisor who helps you with valuation and handles contact with the bank, notaries, lawyers and authorities. We make sure that the process runs smoothly so that you can save both time and money. Together we ensure everything is correct and that you get your house and mortgage in Portugal.